What pace is, and why it matters
Pace is your speed told backwards: not how far you go in an hour, but how long a fixed stretch — a hundred metres, usually, because that's the unit coaches and swimmers actually think in — costs you. Two swimmers who finish a 5 km race at different times held different paces for the whole course: pace is that number, not the final placing. Knowing it is useful for two very practical things: comparing two sessions swum at different distances (a 400 repeat and a 1500 repeat compare on pace, not on raw time), and estimating ahead of time a race you haven't swum yet.
Before you enter: the sum worth doing first
Many open water races have a cutoff time to complete the course. Take your most realistic pace — not your personal best, the one you hold when you're tired halfway through — and multiply it by the distance: that's the check to make before you pay the entry fee, not halfway through the race when it's too late to change plan.
Pool pace isn't open water pace
If your only reference is the pool, expect a different number in the sea or a lake: you lose the push-off from the wall every length, you swim with your head up more often to sight, and conditions such as current, wetsuit and temperature all change what every stroke costs you. That's not a limit of this calculator — it's the physics of a different environment. For an estimate that accounts for current, wetsuit and water type, the next step is the Crossing Time Predictor.